Here is the key to your Financial Toolbox

Monday, October 31, 2011

The First Step to Financial Freedom is the Hardest

I always say falling into debt is not always your fault. Sure some of make mistakes in managing our finances and we are all not financial experts, bankers, or accountants. Things happen in our lives that can be unexpected but what is expected is your financial obligation once you take one or them on is resolved in one way or another you are responsible for them. With computers and modern tracking techniques you may not always pay them but they will be tracking your every move until the debt is resolved. There is no getting around it.

You will see me repost something at least quarterly about Credit Counseling. I think it is important before you spend any money to contact a reputable credit counseling agency. Yes we have other ways of solving debt on the sidebar but what you need to know you cannot solve your debt problems blindly. By consulting an expert you are educating yourself on the other options out there. If your mind is made up go with one of those products but what I am saying is first contact a Credit Counseling Agency before making the big decision. Credit Counseling will help you set up a budget, advise you on where to go to get help If you need it bankruptcy not likely but maybe debt settlement, or get you into a credit counseling program where you can save up to fifty percent on your unsecured debt and credit card interest charges with a small monthly fee for processing. This is usually a large one lump monthly payment. The best part is the counseling is for free. Free Financial advice it’s free. I can’t say anything else but to stop the nagging debt problem or to tell you where you can go for help and it’s free. It does not get any better than free. Keep on having your creditors sucking your money and your life having your life sucked out of you or getting help that is free. I knew my choice thirteen years ago and it was free then and the counseling end of the service is still free. No gimmicks no nothing, Free!

After your counseling as a consumer you can use any products and services you want. This is your right as a consumer. And there are other quality services out there we are going to suggest from time to time, but it’s refreshing to know there is help out there when you are strapped and need it. So here are the two services I recommend and they are both well accredited credit counseling services you can start with over the phone or online. The one I joined is Consumer Credit Counseling. There is a national website and then for those of you who live in central to South New Jersey, Northern Delaware, and Southeastern Pennsylvania there is the Consumer Credit Counseling Service of Delaware Valley, the service I joined thirteen years ago. And there is another service called Credit Guard Services of America. I have reviewed their website after reading about them in a national magazine. So when you get done laughing I found this article in the Women’s World October 10, 2011 Issue, one of my wife’s favorite magazines.  I will give you the Web-addresses to CCCS of Delaware Valley as well as the national site for Consumer Credit Counseling. And, finally I will give you the web address to Credit Guard Credit Counseling, So don’t put up with the agony of debt any longer because credit counseling is the best place to start, hands down!

Working Toward a Simpler Blog

As we said with the last post we are working to a simpler blog format. This transformation is going to take a little time to move certain formats that make blog posts to long are going to be moved to permanent pages for reference for our readers. These pages will constantly evolve like good blogs and websites do. This will make for a more interesting easier to write and read blog without a lot of duplicate information week after week. So to all our regular readers we will be getting back into routine soon.

The new page that has been added this post or entry is Building an Internet Presence.  Blogging is one of the quickest ways to get on the internet and build your own presence. This is why we started with blogging as our first page. For those of you that would like to get started with your part-time home business or resurrect an old one can get started with these methods. Again these methods take time to work for you but this is good targeted marketing to help you get leads at little or no cost to you. Remember when these processes start working for you they will deliver steady results as with your constant effort in advertising.

 Learn More About Building an Internet Presence by Clicking Here!

Go To Consumer Credit Counseling of Delaware Valley by Clicking Here!

Go to Consumer Credit Counseling National Website by Clicking Here!

Go to Credit Guard Services of America by Clicking Here!

1 comment:

Anna Smith said...

Really great and informative post..
and true as well..
keep sharing

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