When you think about your debt situation did you ever think about how you got there? Was your debt situation a situation that was beyond your control like hospital bills, disability payments that had stopped, a financial arrangement that was not honored, bankruptcy of an associate or a partner and so on? Getting into debt is not always your fault. We know you can’t always blame others but you should make it clear to yourself how this happened to you. With the big question to yourself should be, how do I repay the debt? If you go back to the opening entry and read it, the opening statement is about not just thinking, but knowing where you want to be financially in ten years. It is a goal statement! I know where I am going to be financially in ten years and I will be doing exactly what my goal had stated. I already have the foundation steps of my game plan in motion. The one thing you have to remember is, there are no get out of debt for free passes out there. Unless you take the steps necessary to solve the problem your debt will be there to haunt you. What we offer you here at Finding Financial Freedom are the stepping-stones for you to live a life free of financial bourdon. Your first step is to make up your mind what you want to do, develop a plan, implement the plan and take action. We have the tools for you here at Finding Financial Freedom and Help With - Debt Rights. When you use our HelpWith-DebtRights.com web address, a landing page comes up where all the products and services described in this blog are. Unlike this blog the landing pages have more products and services content. You can open the advertised websites in new windows in the Help With - Debt Rights pages. There you can easily compare the products to help you. The websites are easy to compare when all the websites you choose are open in a separate window. You can minimize one website to look at the other. Finally, in Help With - Debt Rights there are four pages of self-help products and professional financial help services for you to look over with more to be added as we research them.
In a short time the home website for Help With – Debt Rights, Scotty’s Specialty Shack, .com is going to be redesigned as a Debt Free Shopping Solution Website offering only Pay Pal as its main payment outlet. Coming in November and December if the associates we advertise for do not offer a beneficial product or service or a way to pay from your bank account safely we will not advertise for them, making room for only debt free shopping websites and solutions. The websites out there that do not offer debt free shopping are a dime a dozen and Scotty’s Specialty Shack wants to be a leader in solving debt problems and not creating debt problems by offering only responsible payment methods. For now Scotty’s Specialty Shack is transforming and Help With – Debt Rights is there for your debt solutions. We will keep you posted on our progress with Scott’s Specialty Shack.
In the mean time an associate we are going to highly endorse is e-Billme. e-Billme is a website dedicated to Debt Free Shopping in a very convenient way. You can signup with e-Billme directly through your bank account in a safe manner by using e-Billme’s safe signup method. Also, e-Billme has payment centers all over the USA to make your payments in cash for some that do not want to pay online for one reason or another. You order what you would like through any of e-Billme’s retailers then print a receipt take to the receipt to a e-Billme Payment Center then what you ordered will be delivered where you have specified. e-Billme Payment Center locations are specified on the e-Bill me website. Why shop online with e-Billme? The reason is you can get warehouse direct prices from many different retailers. You find something in the store you like, before you buy retail check e-Billme and buy the item with the benefit of paying cash you can get even better than sale prices. In some cases you can get up to forty to fifty percent savings with e-Billme online coupons. e-Billme is like a savings club and you do not have to pay a fee to be a member.
Another safe way to stay on your budget and not use credit cards is to link your accounts to Pay Pal. Many online shoppers use Pay Pal fo their purchases online. In fact Pay Pal is one of the originators in safe online payments. There are many linking options with Pay Pal and Pay Pal is one of the leaders against fraud with its alerting methods. You can also receive payments with Pay Pal making Pay Pal a great source for online transactions. Lastly you can dispute any purchase problem using Pay Pal as your vehicle for a dispute. This can save you time with phoning in a complaint or a getting a refund. Click on one of the Pay Pal keywords or the sign up for Pay Pal which will be on the side bar.
One other online budgeting idea is to buy a Visa or American Express Gift Card to do your shopping online. For a small fee you pay by purchasing these gift cards can save you big in interest dollars down the road while helping you stay within your budget. You can also recharge these cards so you do not have too many Gift Cards in your possession with small balances on them, or save the cards up with small balances and do something special for yourself. Just be careful and watch for expiration dates with these cards. They also can loose some value if you do not use them within a specified period of time. Any way you look at it, it is a great safe way to shop online, get great discounts and stay on budget. You can use the same idea for your regular shopping if you do not like to carry around a lot of cash. You can also use Gift Cards as a budgeting tool with many of the things you used to use a credit card for including on the telephone purchases. Lastly the best card to use is the Visa Gift Card. The Visa Gift Card is the most widely accepted with most purchases. However, the American Express Gift Cards are good if the Visa Gift Card is not available to you. You can get these cards at your Local Supermarket.
Now that we have some suggestions on how to shop online we would like to show you one more shopping solutions for now. This associate is called the UXcell Online Wholesale Outlet. When looking over this website we saw some great sale prices on the UXcell’s Website merchandize. Some of the savings at the UXcell Online Wholesale Outlet are up to forty five percent from the retail price on many items. The UXcell Online Wholesale Outlet has the potential of being a great website for you to shop for gifts with their warehouse direct low prices. The UXcell Online Wholesale Outlet accepts Pay Pal making your shopping experience easy.
Cleaning Up Your Financial Well Being
As we had said at the beginning of this entry we need to know where we have been to know where to go with you financial decisions in the future. To know where we have been means we should look over our credit past. There are tools you can use to do this yourself. As you look over your credit past have a pen and paper handy and take notes. You want to go through what is on your credit report and make sure there were not entries made on your credit report that did not actually happen by you or to you. These are call derogatory entries to your credit report. Derogatory entries are also put on your credit report when you have violated a credit policy such as being late on a payment and so on. My father,s and my name are similar and we have found things that have crossed on our credit reports. If there are derogatory entries you need to dispute them if you did not break the credit policy. This will help you with your recovery. Make sure there is no fraud activity going on in your credit profile ether. We will discuss this in some detail next week and how to combat some of these problems with your credit reports and score. We will have for you some sources of prevention and help to research and use. To check your credit report we have three sources we can suggest in credit monitoring. We offer three sources so you can choose a program you believe best suits you. All these sources are leading credit monitoring services and offer different programs. All these services alert you when there is activity in your credit report to help you monitor your progress and prevent future problems with your credit well being. The first is Credit Score .com which was one of the original credit monitoring services. The next is Free Credit Score .com probably the most widely known from their commercials but not affiliated with Free Credit Report .com. With the last being my FICO score .com, which is our last popular option. Look over the three and see what best suits your needs and sign up.
Here at Finding Financial Freedom we realize that this blog is not for everyone. In some ways this blog is back to basics financing. Back to basics is simple financing and if you are in financial crisis thinking simply offers a little comfort after dealing with debt collections and the complexity of a severe debt situation. What we want you to achieve is simple using some of the technology of today with some old time basic living and yesterday’s ideas in spending and saving. It is our wish to give you a bright financial future and hope you go back and read the past entries. If you are new to this blog please feel free to browse this blog and it will not be hard to catch up knowing this blog is a new blog that just started to post recently. With that thought it is comforting enough to know that there will be more Finding Financial Freedom to come so bookmark this blog address. We want you to come back time and time again for hints, products and services to strengthen your financial well being. We will be adding some interesting articles and videos in the future with more helpful hints in getting along while paying back your debt. The ideas are endless and it is to our contentment that we have sparked some hope for you and those around you.
Day by day becoming Financially Free seems like an uphill battle. Week by week it will start to get better for us, and month by month you will grow, prosper while being innovative with your finances. It takes a little time, a little patience, and a lot of discipline but as the time goes on you will see we can become Financially Free Together Forever!
A Promised Addition To Last Week’s Entry
For all our readers that are Job seeking we have found another source for you to find employment. This website is Job.com. At Job.com you can post your resume for free. Job.com also offers tips on tweaking your resume. Job.com is a great source for employment with over 850,000 jobs posted. We at Finding Financial Freedom hope that Job.com will help with your job seeking needs.
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